Last updated: September 2026
By accessing and using this website, you accept and agree to be bound by these terms of use. If you do not agree to these terms, please do not use this website.
This website provides information about financial education courses offered by opal-lagoon. You may use the website for lawful purposes related to learning about our courses and submitting enquiries.
You agree not to use the website in any way that causes damage to the website or impairs its availability or accessibility, or in any way that is unlawful, fraudulent, or harmful.
Submission of an enquiry form does not constitute automatic enrolment in a course. Enrolment is confirmed only upon receipt of course fees and formal confirmation from opal-lagoon.
Course availability, pricing, and schedules are subject to change without prior notice. We will inform you of any relevant changes before confirming your enrolment.
The courses offered through this website are educational in nature and are not intended to provide personalized financial advice. Course content reflects general financial principles and may not be suitable for every individual situation.
Participants are responsible for applying course knowledge in accordance with their personal circumstances and consulting qualified financial advisors for specific financial decisions.
Course fees must be paid in full before the first session unless alternative arrangements have been explicitly agreed in writing. Payment instructions will be provided upon enrolment confirmation.
Refund policies vary by course and will be communicated during the enrolment process. Generally, refunds are not available once a course has commenced.
All content on this website, including text, images, logos, and course materials, is the property of opal-lagoon or its content suppliers and is protected by copyright and other intellectual property laws.
You may not reproduce, distribute, modify, or create derivative works from any content on this website without express written permission.
To the fullest extent permitted by law, opal-lagoon shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of this website or participation in our courses.
We do not guarantee specific outcomes from course participation. Results depend on individual circumstances, application of learned principles, and factors beyond our control.
We strive to ensure information on this website is accurate and current. However, we do not warrant the completeness, accuracy, or reliability of any information presented.
Course content is based on information current at the time of delivery. Financial regulations, products, and best practices evolve, and participants should verify current information when making financial decisions.
This website may contain links to external websites for reference purposes. We are not responsible for the content, accuracy, or practices of external websites. Accessing external links is at your own risk.
Content on this website is advertising in nature. Information presented is designed to promote our courses and educational services.
Participants are expected to conduct themselves respectfully during courses. We reserve the right to remove participants who disrupt learning environments or behave inappropriately.
Course materials provided to participants are for personal educational use only and may not be shared, reproduced, or distributed without permission.
Your use of this website is also governed by our Privacy Policy. Please review our Privacy Policy to understand how we collect, use, and protect your personal information.
We reserve the right to modify these terms of use at any time. Updated terms will be posted on this page with a revised date. Your continued use of the website after changes constitutes acceptance of the modified terms.
These terms of use are governed by the laws of the United Kingdom. Any disputes arising from these terms or your use of this website shall be subject to the exclusive jurisdiction of the courts of the United Kingdom.
For questions about these terms of use, please contact us using the details provided on our contact page.